Saturday, June 27, 2009

Little touch of Money



Just think for a while that how many times, money comes and moves out of our pocket. Due to increase in prices it's now impossible to retain cash in our pockets. If we want to fulfill our endless demands with an aim to save something at the end of the day, is something impossible we imagine.


As Robbins (economist) was true in sayings that, "Wants are unlimited and means are scare".
It's not an individual problem but all master mind peoples are fighting about how to, manage, invest and adjust money because of increasing prices and decrease in money's worth (inflation).


We often think about expenses and make rough plans that we can manage it with upcoming salary but as we get our salary the plans automatically shifted to next and next because of too much demands of raising kids their high cost of education and demand for new technology, how to build respectful place in society, where to save, what to buy etc etc, and on the 20th of month, pocket sings itself how alone I am.



Move to what is necessary
The best thing is to make a budget and make a list of your necessities to meet first and then move to comfort and luxuries. Other important thing to keep in mind is, the proper utilization of resources, don't waste your resources like a coward do, it can build burden on you as well as on earth e.g. wastage of fuel.

Their is no doubt that you must be updated with the present world with the use of new technology and upcoming fashion but you have to cut your cloths according to your need. Here are some suggestions from the mind of thinkers, how to manage and get control over pocket?

Plan for the budget and weekly menu before getting your salary and food items.
While doing any kind of shopping, survey the market for the best price and stuff that best suits your pocket
Another important lesson to protect your pocket, is to teach your children the true values in the life, learn them that, to buy an expensive cell phone to impress friends is not more necessary than your attitude.

You must be a smart buyer, look and wait for the sales, don't follow the fashion, wear that which suits your figure and pocket.
Give your child's a fixed allowance or monthly pocket money keeping in mind their private necessary expenditures because giving money whenever they ask will make them irresponsible.
In marriage or other parties in order to hire a expensive interior decorator, take help from some of your creative mind friends and with a little effort they will give a same new look to your place.
Don't use too expensive items for your body care because it will take your saved money once a while, use house hold items such as, half a lemon can shine your hairs and honey, egg and yogurt can be best facial mask for you.
Never go for grocery shopping on an empty stomach because you will pick food items that you might not need but your empty stomach will make you pick something extra.
In order to gift your beloved on important day, think wisely a thing that can be done by a simple dinner is far better than taking a huge loan.
Try to learn your children, the habit of saving, open little saving accounts for your child's and put there birthday and other savings there, it will feel them the importance of money and the habit of saving.



We can easily save electricity than water e.g.
Put the iron off a few second before finishing ironing.
Run the air conditioner for only few hours then turn it off, run the fan and air will spread in whole room it will keep the room cool for next few hours.
Use dryer in absolute necessary.


Make proper use of water e.g.
Store hot water from pipe lines and water tanks during summer, you can use it for washing purposes.
Repair any leaking and time the running of water pump to avoid wastage.
Water the plants sensibly
Turn off the tap while brushing your teeth or washing dishes while they are being scrubbed.


It is no doubt that each family has its own way of living but if leader plays its role wisely than whole setup will proceed in smooth direction.

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